These Terms and Conditions ("Terms") govern your access to and use of the website sixpenceonline.com (the "Website") operated by EAGLE TIMES TECHNOLOGY CO., LIMITED ("we," "us," or "our"), a company registered in Hong Kong with its principal place of business at Room 602, 6th Floor, Qiru Commercial Building, No. 2C Yat Tung Street, Mong Kok, Kowloon, Hong Kong. By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, you must not access or use the Website.

These Terms incorporate our Privacy Policy by reference, which explains how we handle your personal information. We may update these Terms from time to time. Continued use after changes constitutes your acceptance. We will notify you of material changes via email or a notice on the Website.

1. Eligibility

You must be at least 18 years old or the age of majority in your jurisdiction to use the Website. By using the Website, you represent that you meet these requirements and have the legal capacity to enter into these Terms. If you are using the Website on behalf of an entity, you represent that you are authorized to bind that entity.

2. User Accounts

Certain features may require creating an account. You agree to provide accurate, current, and complete information during registration and to update it as necessary. You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account. Notify us immediately at service@sixpenceonline.com of any unauthorized use or security breach.

We reserve the right to suspend or terminate your account at our discretion, including for violations of these Terms, without notice or liability.

3. Use of the Website

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Website for personal, non-commercial purposes, subject to these Terms. You may not:

  • Modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products, or services obtained from the Website.
  • Use the Website for any illegal purpose or in violation of any applicable law.
  • Interfere with the security features, prevent others from using the Website, or damage any part of it.
  • Use automated systems (e.g., robots, spiders) to access the Website without our permission.
  • Upload viruses, malware, or other harmful code.

Educational content on the Website is for informational purposes only and does not constitute professional advice. We do not guarantee its accuracy or completeness.

4. User-Generated Content

If the Website allows submissions (e.g., comments, reviews), you grant us a worldwide, perpetual, irrevocable, royalty-free license to use, reproduce, modify, adapt, publish, translate, distribute, and display such content in any media. You represent that your content does not infringe third-party rights and complies with these Terms.

We may review, edit, or remove content at our discretion but are not obligated to do so. You are solely responsible for your content.

Prohibited content includes anything that is unlawful, harmful, abusive, obscene, defamatory, invasive of privacy, or promotes discrimination, hatred, or violence.

5. Intellectual Property

All content on the Website, including text, graphics, logos, images, software, and trademarks, is owned by us or our licensors and protected by intellectual property laws. You may not use our trademarks without written permission. Unauthorized use may violate copyright, trademark, and other laws.

If you believe your intellectual property has been infringed, contact us at service@sixpenceonline.com with details for review under applicable laws.

6. Third-Party Links and Services

The Website may contain links to third-party websites or services. We are not responsible for their content, privacy practices, or availability. Your use of third-party sites is at your own risk, and we disclaim all liability.

7. Purchases and Payments

If the Website offers products or services for purchase, prices are as stated and may change without notice. Payments are processed by third-party providers; we do not store payment details. All sales are final unless otherwise stated. You are responsible for any taxes or duties.

8. Disclaimers

The Website is provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or uninterrupted use. We do not warrant that the Website will be error-free, secure, or virus-free.

We disclaim liability for any inaccuracies in educational or other content. Use at your own risk.

9. Limitation of Liability

To the fullest extent permitted by law, we, our affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising from your use of the Website, even if advised of the possibility.

Our total liability shall not exceed the amount you paid us in the 12 months preceding the claim. Some jurisdictions do not allow limitations, so these may not apply to you.

10. Indemnification

You agree to indemnify, defend, and hold harmless us and our affiliates from any claims, liabilities, damages, losses, and expenses (including attorneys' fees) arising from your use of the Website, violation of these Terms, or infringement of third-party rights.

11. Termination

We may terminate or suspend your access to the Website at any time, without notice, for any reason, including breach of these Terms. Upon termination, your license to use the Website ends, and you must destroy any downloaded materials.

12. Governing Law and Dispute Resolution

These Terms are governed by the laws of Hong Kong, without regard to conflict of laws principles. Any disputes shall be resolved exclusively in the courts of Hong Kong.

If any provision is held invalid, the remainder shall remain in effect.

13. Force Majeure

We are not liable for failures due to events beyond our control, such as natural disasters, war, strikes, or government actions.

14. Miscellaneous

These Terms constitute the entire agreement between you and us. No waiver of any term shall be a further or continuing waiver. We may assign these Terms without notice.

15. Contact Us

For questions, contact:

EAGLE TIMES TECHNOLOGY CO., LIMITED Room 602, 6th Floor, Qiru Commercial Building, No. 2C Yat Tung Street, Mong Kok, Kowloon, Hong Kong Email: service@sixpenceonline.com